Retirement Income Planning
Our team will help you grow, access and protect your retirement income in the most tax-advantaged methods possible.
Retirement Planning
At Game Plan Financial, we view the journey to retirement like preparing for a championship season. Everyone starts from a different position, moves at a different pace, and follows a unique path, but the objective is the same: long-term financial independence. And just like in sports, the real challenge isn’t only getting to the top of your game, it’s sustaining success once you’re there.
Many people believe the hardest part of retirement planning is building wealth. In reality, the most critical phase begins when you step into retirement. At that point, the strategy must shift from accumulation to execution. Income decisions, tax exposure, market volatility, and longevity risks all come into play, and without a clear plan, even a strong financial position can erode quickly.
Game Plan Financial specializes in designing strategies that help you transition confidently from building wealth to living on it. We focus on creating reliable retirement income, protecting what you’ve worked so hard to build, and reducing unnecessary tax burdens along the way. Our goal is to give you a clear, adaptable game plan so you can enjoy retirement with confidence, clarity, and control over your financial future.
"The Wealth Game Worksheet"
GET YOUR COMPLIMENTARY COPY OF
Game Plan will show you how a fine-tuned team of professionals can give you the clarity to safeguard and control your assets now and into the future.
Retirement Planning Solutions :
AbouT Retirement INCOME Planning
Tax-Free Retirement Income Solutions
Creating Guaranteed Income for Life
Annuity Maximization
Estate
Planning
Social Security Optimization
Risk
Management
Key Questions to Ask Yourself about Retirement
-
Are you familiar with alternative retirement saving options beyond traditional plans like a 401(k), IRA, or deferred compensation plan?
If not, you should explore various retirement saving avenues beyond conventional plans like a 401(k), IRA, or deferred compensation plan to diversify your portfolio and maximize tax advantages.
-
Have you allocated at least 25% of your retirement funds into tax-free accounts?
If not, you should consider reevaluating your retirement portfolio to ensure at least 25% of your funds are invested in tax-free accounts for enhanced tax efficiency and flexibility.
-
Is your retirement portfolio shielded against potential financial impacts from long-term care needs?
If not, you should explore strategies to safeguard your retirement savings from potential financial strains caused by long-term care needs, such as insurance or dedicated savings vehicles.
-
As retirement draws near, do you have strategies in place to mitigate risks posed by market volatility?
If not, you should implement strategies to shield your retirement assets from market fluctuations as you approach retirement to preserve wealth and maintain financial stability.
-
Are you confident that your retirement income will last throughout your lifetime?
If not, you should review and adjust your retirement plan to ensure a sustainable income stream throughout your retirement years, minimizing the risk of outliving your savings.
-
Do you possess penalty-free avenues to access retirement funds prior to reaching age 59 1/2?
If not, you should explore penalty-free options for accessing retirement funds before reaching age 59 1/2 to accommodate unforeseen financial needs or early retirement plans without incurring penalties.